Aggressive collection letter examples can give you an idea of what to say if you can’t get someone to make a payment. There are two different kinds of debt collection letters—an overdue payment notice and a demand for payment. The overdue notice is generally cordial, polite and persuasive. A more aggressive collection letter contains a firmer tone and outlines the action to follow if payments are not made. There are three parts to an aggressive collection letter:

Summarize the transaction that requires a payment. Name the time, date, location and relevant information, such as a product sold or service rendered. Remind the recipient that the sale or service was made in good faith and that payment is past due.

Demand communication, in a firm but respectful tone. Let the recipient know that communication with you is the only option to avert the next step. Encourage the recipient to communicate with you, even if he cannot pay at this time, in order to discuss alternatives.

Outline what the next step will be. If the recipient does not render payment or communicate with you, it might mean that you will forward the account to formal collections, suspend a membership or start the repossession process.

Here is an example of this kind of aggressive collection letter:

Dear {customer name},

This office has made numerous attempts to contact you to obtain a final payment on {product or service} without success. Because we have not had any communication from you on this matter, we will have no choice but to proceed with formal collections against you for the amount of $358.00. This includes interest and late fees from {date of purchase or service}. If the total amount is not rendered by the {date or other time frame}, we will have no choice but to take this action. We will also be reporting this outstanding debt to the credit bureau.

Thank you in advance for your prompt attention, and please contact us immediately for any more information.