How many credit cards do you have in your wallet? What are they costing you? The average American has five or six. That includes bank cards like Visa or MasterCard, department-store cards, gasoline cards and general-purpose cards such as American Express. If each credit card has a $2,000 line of credit, that means we have $10,000 - $12,000 in credit available to us, on average. By Rosemary Carlson |
Discover simple strategies to avoid credit card purchases and maybe even eliminate credit card debt this holiday season. By Erin Huffstetler |
Here's what you need to look for if you want to know how to choose a credit card. By Erin Huffstetler |
One of the safest and easiest ways to get used to using credit is with a secured credit card. Secured credit cards allow you to borrow up to a certain amount that you have deposited with the bank as security |
Compare interest rates, fees, tricky clauses and credit limits to get the best credit card deal. Don't just jump at that credit card offer in the mail. By Rachel Mork |
Each day there are millions of Americans who are faced with a credit card offer. These credit cared offers make their way into our mailboxes and in our email accounts. The majority of these credit card offers are legitimate; however, that does not mean that a credit card offer should not be researched before it is accepted. By Philip Lop |
We all have credit cards. Actually, most of us have more than one credit card. But do you honestly understand the rates and all the terminology that goes along with your credit card? Understanding all the rates, is the first step in gaining control of your debt and the first step in cutting down those interest charges. The easiest way to cut your credit card costs is to switch to a card with a lower interest rate. |
Credit card statistics show an ever increasing amount of credit card debt. The statistics around the debt of young Americans is frightening. These young people are entering adulthood strapped with the burden of credit card debt. |
A credit card balance transfer can help you get out of debt faster, but only if you know what pitfalls to avoid. Learn about the most common problems. By Erin Huffstetler |