
Peer to peer lending is just what it sounds like-the opportunity to borrow money from a private individual, not from a financial institution. There are advantages and disadvantages to both the borrower and lender through this type of transaction, but for certain instances, a peer to peer lending situation works out for everyone. |
It's always a good idea to save for major purchases, but sometimes you can't. In that case, a home equity loan is worth its weight in gold. |
Your equity in your home can help you cope with an income that rises and falls and expenses that stay the same. |