If you're looking for ways to make cash fast, you're not alone. Luckily, opportunities for fast cash abound if you know where to look. Let's say you need to come up with $500 in the next week, or maybe $500 more a month to get by until things turn around. Try at least half of these methods to get fast cash, and you'll have more available to pay down your bills.
1. Sell Valuable Possessions To A Pawn Shop
Go through your possessions, and look for items of value with which you could do without, and sell them to a pawn shop for quick cash.
2. Use Possessions Of Value As Collateral To Get A Loan From A Pawn Shop
If you can't bear to let go of the valuable possessions mentioned above, but you really need the cash now, consider using those possessions as collateral for a short-term loan from a pawn shop. Remember, a pawn shop will require you to pay back the amount borrowed plus interest and fees, so do this only if you need money for a stop-gap situation, not for a long-term solution.
3. Hold A Garage Sale
Anything the pawn shop won't take can get sold on your front lawn or in front of your apartment.
4. Give Plasma
You can donate plasma twice a week for about $35 a session. You can make $70 every week or $280 every month and help out someone in need.
5. Donate Bone Marrow
If you're really brave, consider donating bone marrow for about $75 to $100 per donation. You can do this as often as you can plasma, but the money isn't bad. Keep in mind this procedure is painful. If you're willing to commit to a long-term medical project, you can donate sperm, but you'll have to commit to a six-month-long period.
6. Ask For Overtime Hours
You can earn fast cash at the job you already have. If you work a job that offers overtime, offer to take the hours no one else wants.
7. Hire Yourself Out For Gigs
You can find all kinds of odd jobs on craigslist, the local newspaper and other message boards. Try hiring yourself out as an organizer, a dog walker, a pooper-scooper, a cleaning service, a babysitter or a lawn care specialist.
8. Pick Up A Temp Job
You can pick up a short-term job through a temp agency or pick up a second job, such as delivering newspapers.
9. Substitute Teach
If there's one area that's always in need, it seems to be in the field of substitute teachers. You can get paid between $50 to $100 per day as a substitute teacher, and you get to say yes or no when they call you for a job.
10. Teach A Class At The Local Community Center
Pick a talent you possess, be it computer programming or basket weaving, and offer to teach at your local community center or in your neighborhood. Teaching your neighborhood yoga or exercise class can bring in a tidy bit of cash while you do something you enjoy.
11. Get Crafty… And Sell Your Creations
Make your own cards or crafts, and sell them at farmer's markets or flea markets.
12. Sell Stuff At Online Auctions
Remember that stuff left over from your garage sale? Sell it online.
13. Eat On The Cheap
Decide to eat cheap for five days a week. Try beans and rice, ramen, pasta, onions and root vegetables (carrots, potatoes, sweet potatoes, turnips and rutabaga). Refuse to buy pre-packed, processed and expensive food items. Make your own lunches instead of going out to eat.
14. Return Stuff You Don't Need
Look through your closets and garage for stuff you bought and intended to return. Start keeping receipts and tags for everything you buy just in case you need to return it.
15. Rent Out A Room
Taking in a boarder can bring in significant cash.
16. Become A Taste Tester
Or a secret shopper. Or a mystery guest. You can get paid up to $20 for an hour's work. Search online for opportunities.
17. Ask For A Quick Cash Advance
Some employers will give you an advance upon request. You can also get a payday loan, sometimes called a quick cash loan, from a lender. These loans are very short term, usually for a week or two, and come with high fees and high interest rates. They are helpful only when you are in an emergency situation and know you will be able to repay the loan in the established time frame.
18. Tap Into Your Savings
You don't want to do it, but sometimes you have to. Promise yourself you'll replace the money as soon as you hit a certain level of financial stability-get a job, make x amount again or pay off this particular bill.
19. Turn In Recyclables For Cash
Collect cans and bottles, and turn them in for cash at recycling centers.
20. Go Without Luxuries
Decide that for a set amount of time you will not buy anything that is a want, only things that qualify as needs. Evaluate every purchase-that cup of java at Starbucks is a luxury-and choose to spend money only on things you actually need. Ask yourself, "What would happen if I didn't buy that new shirt?" If no catastrophe will result, say no.
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