If you're worried about qualifying for unemployment insurance, you'll want to check your state's specific guidelines for eligibility. Most state standards are approximately the same, but requirements may vary slightly.
What are typical qualifications for unemployment insurance?
Most states require you to have worked for at least four of the past five calendar quarters and that you are out of work because of lack of work, not because you quit or were fired for reasons that were obviously your fault.
What information will you need to provide when filing for unemployment?
You will need to provide your social security number, military service information, address, contact information, hire and release dates from past two years' employment and accurate names, addresses and contact information for all places of employment in the past two years. You may need to submit pay stubs or proof of payment as well. Once you have this information in hand, keep in mind that you can file online and at your local unemployment office.
What should you do if you are denied benefits?
If you are denied benefits, find out why you are being denied, and investigate your state's procedures for filing an unemployment appeal. Check with your previous employer to see if the company will help you appeal for benefits, testifying that you were indeed let go because of lack of work, not because you quit or were fired for something that was your fault. Make sure you follow the instructions for filing the appeal, and attend all related court hearings or meetings.
Once you've qualified, what do you need to do to remain eligible for benefits?
When claiming unemployment benefits, you have to prove you are actively seeking employment. Depending on the state, you will have to report weekly or bi-weekly about your job hunt. You will need to provide evidence that you have applied to the required number of jobs each week and explain any job offers or refusals of job offers. Follow the state filing instructions exactly. You must also attend any and all required in-person interviews with the Unemployment Insurance Claims Office or Employment Service Office. Some states will require you to register with the State Employment Service. The State Employment Service may hook you up with potential jobs or training programs. If you fail to follow the specific instructions of your state policy, your benefits may be cancelled.
How can I find out about the rules of my state?
You can find your state's requirements by visiting servicelocator.org and clicking on the picture of your state on the map.
 | When you apply for unemployment after being laid off, the government can provide you with supplemental income. Although there are limits on how much can be distributed, unemployment can be a helpful safety net. |
 | Still looking for work? An unemployment extension may be an option for you. You can't collect unemployment checks forever, but you do have options as long as you are still actively looking for work. |
Have questions about how to file for unemployment insurance benefits? These straight-to-the-point answers will help you get back on your feet again. |
You can file for unemployment online, which can be a big relief during a recession. You won't need to waste time at the unemployment office. Instead, you can get your benefits and put that time toward finding a new job. |
There are two basic reasons for unemployment: external factors and internal factors. By understanding why unemployment occurs, you can be better prepared for the possibility of being laid off. |
