When you need help paying rent, it can sometimes seem like the money is out of your reach. Fortunately, there are many programs available that can help you pay the rent when times get tough. If you thought that assistance was only available for homeowners, there is help for those who are renting apartments as well. Turn to the following agencies for help:
Research Your State's Rental Assistance Programs: Call your state's Department of Human Resources for more details. Some states, like Massachusetts, Texas and Florida, have their own rental assistance programs that help people in need. You will have to meet certain income and family size requirements.
HUD Rental Assistance: The HUD (Housing and Urban Development) program is normally associated with homeowners, but it can provide help for renters as well. Almost 1.5 million families use the program to help pay their rent. There is also a Rental Voucher Program to help people pay a portion of their rent. The program pays the landlord the difference between 30 percent of the family's total household income and the determined payment standard. You'll have to pay a portion but it will never be more than you can afford.
Rural Living: If you live in a rural area, the USDA rural development program can offer help. They provide rental assistance to rural families, low-income families and those with disabilities.
Community Resources: The state department of human resources can connect you with community resources in your area that can help you make your rent payments. You may also be able to get the name of local organizations that can help you pay rent until you get back on your feet.
With community agencies, you'll probably need to follow an application process and wait for a response. In tough economic times, these agencies are probably in high demand. If you can't wait that long to receive help, you can also try to reach out to the religious agencies in your neighborhood for assistance. If you belong to a church, you may want to contact them to see if they can provide any assistance.
Grants: Government and private institution rental assistance grants are also available for those who can't make ends meet. You can find these grants by searching online or contacting your state's assistance department. Many independent charities offer grants as well.
If you are thinking of getting an apartment or renting a house, there are no doubt some questions that you will want to have answered before you make your decision. Deciding on a place to rent takes a lot of consideration.