Average Cost of a Speeding Ticket

The average cost of a speeding ticket varies depending on where you were speeding. What doesn't vary is that a speeding ticket not only wrecks your day and puts you behind schedule, which probably why you were speeding in the first place, but it takes your hard earned money out of your pocket and puts it into the coffers of the local municipality. Add an insurance surcharge and the cost of mandatory enrollment at traffic school, if you're a repeat offender, and that attempt to save a little time could cost you a lot of money.

Ticket Costs
The next time you are running late and find yourself tempted to press down on the gas, consider that the average cost for a speeding ticket is $150, including court costs. This assumes that you're traveling 5 to 10 MPH over the posted speed limit. Some states rack up fines of $10 per mile over the speed limit, plus a base fine simply for speeding. That can push a ticket well above $250.

You should also take into consideration the fact that a speeding ticket can cause your insurance premiums to rise. Depending on your age, your driving history and the severity of the ticket, you could see an increase of $300 per year to your insurance premium.

Types of Tickets
The cost of a speeding ticket is different from state to state and from town to town. One thing that is usually the same from one municipality to the next is that speeding violations are broken down into three groups. There is Speeding in a Business/Rural area, Speeding in a Residential Area and Speeding in a School Zone.

Generally, speeding in a rural/business area will generate a flat-fee ticket. The fee for going less then 10 miles an hour over a posted speed limit is about $75. The fee increases for each speed bracket. If you are caught going 11 to 16 miles an hour over the posted speed, the ticket will be around $100 dollars.

In most cases, when the clocked speed is 26 MPH or more above the posted speed limit, the fee becomes a per-MPH charge. This charge is in addition to a base fee for court costs.

Speeding in a residential area is usually a per-MPH charge plus court costs. If you speed through a neighborhood at 15 MPH above the posted limit and the charge is $5 per mile plus court costs, your speeding can easily cost you over $100.

Speeding in a school zone carries the highest fines. In Orlando, Florida, going 10 miles over the posted speed in a school zone can cost as much as $386. In Texas, speeding in a school zone is a $225 fine. Note that these fines can apply even if the school is closed.

Depending on your state's rules, speeding in a work zone can also be a poor decision with a high price tag. Many states now double speeding fines in work zones. Remember that the speed limit is decreased in work zones for the safety of workers and other drivers. Get caught doing 55 MPH in a highway work zone with a posted speed of 45 MPH, and you could get a ticket costing $200 or more.

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